The U.S. regulatory "Big Bang" of 2025 has moved the industry from the "Wild West" toward a structured, institutionalized future. The GENIUS Act provides a "Narrow Bank" model for stablecoins, ensuring they are 100% backed and liquid. The CLARITY Act separates gas and governance tokens from investment contracts, reducing the risk of using decentralized apps. Finally, accounting reforms have cleared the way for institutional-grade custody, allowing you to protect your wealth using the most advanced security standards and rigorous third-party audits available.