November 2025 was a turning point for crypto security in the United States. Following the resolution of a government shutdown, two powerful Senate committees (Agriculture and Banking) began a coordinated effort to bring the "Wild West" of crypto into a civilized, regulated market structure. By defining digital commodities, mandating custody standards, and enforcing fund segregation, these laws aim to protect you from the catastrophic exchange failures of the past. As these bills move toward final votes in early 2026, the industry is shifting from an era of "regulation by enforcement" to an era of security by design.