Monerium is a company authorized to issue e-money tokens on blockchains under European e-money regulations. They operate a gateway for direct transfers of funds between bank accounts and blockchain wallets, and their tokens are available on Ethereum and Polygon mainnets. Monerium is over-collateralized with user funds and issuer reserve capital safeguarded in segregated assets. The goal is to provide a technically neutral digital alternative to cash, which is required for fiat-linked stablecoins under MiCA and proposed UK crypto-asset rules.