Kinto is a Layer-2 solution on Ethereum, offering secure and insured financial services. It operates with a non-custodial, transparent, and permissionless approach, governed by a community-elected two-layer system. By merging traditional and decentralized finance, Kinto provides the advantages of KYC to DeFi without compromising its benefits. The platform ensures user safety through KYC, insurance, and AML & fraud monitoring at the blockchain level.